The Product


Free Medical Coverage Membership for All!


Renovatio Group distributes MXM International Medical Card to the public and educates the public on how to protect themselves & their families against temporary & permanent disability, death due to critical illness, accidents & other reasons, high hospitalization and state-of-the-art medical treatment costs.


The coverage includes:


Section A - Medical Expenses Insurance


1. Hospital Room & Board, daily maximum up to 365 days RM350
2. Intensive Care Unit, daily maximum up to 365 days
3. Hospital Supplies & Services
4. Pre-surgical Consultation & Diagnosis, within 31 days prior to surgery
5. Surgical Fees including Anaesthetist & Operating Theatre Fees
6. Pre-hospital Specialist Consultation & Diagnostic Tests, 31 days prior to admission
7. In-hospital Physician Visit, daily maximum up to 365 days
8. Post Hospitalization Treatment, within 60 days from the date of discharge
9. Ambulance Fees
10. Emergency Accidental Outpatient Treatment, per accident including follow-up up to 31 days
11. Emergency dental Treatment, per accident including follow-up up to 31 days
12. Hospital Cash Benefits of RM300 daily from the 3rd day of hospitalization up to 60 days per year   
13. Insured Child's Daily Guardian Benefit, up to 60 days (payable from 3rd day of hospitalization)
14. Medical Report Fee per disability RM100
15. Government Service Tax insured
16. Funeral Expenses RM3,000
17. Outpatient Cancer Treatment Per Year RM36,000
18. Outpatient Kidney Dialysis Per Year RM36,000
     a. Limit Per Disabilty RM150,000
     b. Overall Annual Limit RM450,000
     c. Lifetime Limit RM450,000


Section B - Personal Accident Benefit


1. Accidental Death & Permanent Disability RM150,000 by Pacific insurance Berhad
2. Death and Permanent Disability by MCIS-Zurich
    a. RM50,000 Life Coverage
    b. RM50,000 36 Critical Illness
    c. RM100,000 Personal Accident Coverage


Suprema Xtra


1. FREE 45 comprehensive medical check-up & health-screening package worth RM250 by Pathlab every two (2) years
2. 24-hour Emergency Assistance, Worldwide Evacuation & Medical Transfer by International SOS
3. 24-hour Asia Assistance Coverage
4. "Free Medical Coverage Membership For All" Rebate System
5. FREE Momentum Gym with state-of-the-art equipments worth RM1,200 per year by MXM


Note:
Guaranteed Renewal.


Annual Premium


RM163 monthly with RM100 Agent Fee = RM2,056